Once submitted, your application(s) will either be approved, or an underwriter (a person) will explain the next steps.
These steps may include:
- Requesting further information from you.
- Writing to your doctor.
- Asking you to attend a private medical.
- Waiting until any medical investigations are complete.
As doctor’s reports and medicals usually cost the insurer around £100 each (they don’t cost you a penny), they will only be requested if necessary.
While maybe a little inconvenient, hopefully any reports/medicals etc will serve to enhance your peace of mind.
We’ll actively manage your application, liaising between your GP, insurer and medical provider etc as appropriate. We’ll inform you of progress and let you know once a decision has been made.
To ensure confidentiality, your insurer can’t discuss medical information with us that was provided by your GP, or discussed during a medical etc.
As always, call anytime with any questions or concerns.