What is Critical Illness cover?

In essence, Critical Illness cover is designed to make a payment should you be diagnosed with one of many "potentially" Critical Illnesses. Examples of conditions which may be covered include: Heart Attack Cancer Strokes Frequently, cover is used to protect mortgages....

Terminal Illness vs Critical Illness

Terminal Illness cover provides for a Life Insurance policy to pay out early if the policy-holder is likely to die within 12 months. Critical Illness cover is designed to make a payment if the policyholder suffers from a condition covered by the policy. For example,...

Pricing

How much do you charge?

No fee’s or charges – ever.

How do you make your money?

Insurers pay us commission, the cost of which is included in the premiums we quote.

Does the commission you are paid increase my premiums?

It's unlikely there will be much difference between premiums we quote, versus dealing directly with an insurer or comparison website. And, as we have access to insurers not available to the public, you can be assured we will find you the right deal.

Will it be expensive to obtain the cover I need?

Like anything... it depends. Talk to us, we'll always respect your budget and priorities. For a good idea of cost click "Get a Quote". If you have a little time to chat, we'll factor in your height/weight (BMI), medical information and job to identify the best deals, tailored to you.

Can you work within a monthly budget I set?

Absolutely, just let us know what's affordable to you.

Our Process

Let's talk

Your insurance, our expertise - lets chat...

We research

Using specialist tools to seek out the best deals.

Discuss ideas

A plain English discussion about your options.

Peace of mind

Relax... with the cover you need.

Application processed

We proactively manage your application.

Application made

We do the paperwork... so you don't have to.

Let's Talk

Your insurance, our expertise - lets chat...

We research

Using specialist tools to seek out the best deals.

Discuss ideas

A plain English discussion about your options.

Application made

We do the paperwork... so you don't have to.

Application processed

We proactively manage your application.

Peace of mind

Relax... with the cover you need.

Proud to be different! We...

  • ONLY arrange policies that protect people and families.
  • Have 30+ years experience.
  • Receive lots of positive reviews and testimonials.
  • Easily compete with online and "insurer direct" prices.
  • Effectively manage claims, FREE of charge.
  • Provide a friendly, personal service - NO call centres.
  • Write Life Insurance benefits into trust, FREE of charge.
  • Are Directly Authorised by the FCA (details in footer).

Our customers views and reviews

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

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If you're already a customer, you know we love to chat...   

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

}


If you're already a customer, you know we love to chat...   

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

}


If you're already a customer, you know we love to chat...   

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