What is Critical Illness cover?

In essence, Critical Illness cover is designed to make a payment should you be diagnosed with one of many "potentially" Critical Illnesses. Examples of conditions which may be covered include: Heart Attack Cancer Strokes Frequently, cover is used to protect mortgages....

Terminal Illness vs Critical Illness

Terminal Illness cover provides for a Life Insurance policy to pay out early if the policy-holder is likely to die within 12 months. Critical Illness cover is designed to make a payment if the policyholder suffers from a condition covered by the policy. For example,...

Pricing

How much do you charge?

No fee’s or charges – ever.

How do you make your money?

Insurers pay us commission, the cost of which is included in the premiums we quote.

Does the commission you are paid increase my premiums?

It's unlikely there will be much difference between premiums we quote, versus dealing directly with an insurer or comparison website. And, as we have access to insurers not available to the public, you can be assured we will find you the right deal.

Will it be expensive to obtain the cover I need?

Like anything... it depends. Talk to us, we'll always respect your budget and priorities. For a good idea of cost click "Get a Quote". If you have a little time to chat, we'll factor in your height/weight (BMI), medical information and job to identify the best deals, tailored to you.

Can you work within a monthly budget I set?

Absolutely, just let us know what's affordable to you.

Our Process

Let's talk

Your insurance, our expertise - lets chat...

We research

Using specialist tools to seek out the best deals.

Discuss ideas

A plain English discussion about your options.

Peace of mind

Relax... with the cover you need.

Application processed

We proactively manage your application.

Application made

We do the paperwork... so you don't have to.

Let's Talk

Your insurance, our expertise - lets chat...

We research

Using specialist tools to seek out the best deals.

Discuss ideas

A plain English discussion about your options.

Application made

We do the paperwork... so you don't have to.

Application processed

We proactively manage your application.

Peace of mind

Relax... with the cover you need.

Proud to be different! We...

  • ONLY arrange policies that protect people and families.
  • Have 30+ years experience.
  • Receive lots of positive reviews and testimonials.
  • Easily compete with online and "insurer direct" prices.
  • Effectively manage claims, FREE of charge.
  • Provide a friendly, personal service - NO call centres.
  • Write Life Insurance benefits into trust, FREE of charge.
  • Are Directly Authorised by the FCA (details in footer).

Our customers views and reviews

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paul dobson profile picture
paul dobson
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I’d like to highly recommend the team at My Insurance Broker. They took the time to review my existing life and critical illness cover and discovered I was paying for an accident and accidental death policy that wasn’t really suitable for my needs. They were able to move that money into a more appropriate life and critical illness policy for my partner, giving me peace of mind that if anything happened to her, both my son and I would be financially protected. Really impressed with the advice and personal service I received.
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Eve Bourne profile picture
Eve Bourne
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I’ve been going to Jon & Rebecca for a few years now for my life insurance and they have always been incredible! Initially reaching out to learn more about life support when I became pregnant as I wanted to make sure my little girl had the best support possible in case anything were to happen, and 4 years later I’m still with Jon & Rebecca for my life insurance. Really lovely and supportive people!
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Daniel Boorsma profile picture
Daniel Boorsma
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Jon and Rebecca were absolutely brilliant from start to finish explaining the full process and thoroughly covering all points relating to our life insurance policy’s. We feel at ease knowing that we now have an amazing policy in place that looks after us and our family. Thank you again Jon & Rebecca ❤️
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Linda Close profile picture
Linda Close
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic service from Jon and Rebecca at MIB. We’ve used their services for many years now and we’d highly recommend.
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Tom Robinson profile picture
Tom Robinson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jon and Rebecca first arranged my critical illness and income protection cover 10 years ago. We recently reviewed my cover, and once again they were both fantastic. They explained everything clearly, making it easy to understand, and really focused on ensuring I had the right level of cover while delivering great value for money. They are incredibly patient (!) and genuinely excellent at what they do. I wouldn't hesitate to recommend them. Thank you!
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RyanHardcastle profile picture
RyanHardcastle
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The team at MIB consistently provide a high level service that cannot be offered elsewhere. Impartial advice, information and a no pressure conversation is always received. I wouldn’t go anywhere else for my requirements.
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Stephen Padgett profile picture
Stephen Padgett
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have used My Insurance Broker for the past 12 years for all of my personal insurance needs and to suit my changing circumstances over that period. Jon and his team are first class and their meticulous approach to collecting the information they need to get you the most suitable products are second to none. They make the whole process painless and seamless as possible and I would highly recommend them to friends, family and colleagues. Thank you for making sure that whatever my family needs are at any time, you’ve got them covered.
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ZDB 2 bishara profile picture
ZDB 2 bishara
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service from start to finish. They took the time to understand my family's insurance needs and found the right cover. The whole process was straightforward, and the team was friendly, professional, and always happy to answer any questions. I'd definitely recommend them to anyone looking for reliable advice.
Posted on Google Google
Tom Robinson profile picture
Tom Robinson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jon and Rebecca were once again fantastic. They've been managing my life insurance for many years and are always incredibly patient and thorough when finding the right product. Thank you both again for all your help!
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Angela Cox profile picture
Angela Cox
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have been with Jon and Rebecca 10years plus. They have helped and also guided me through the right policy over the years. I would highly recommend them.

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

}


If you're already a customer, you know we love to chat...   

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

}


If you're already a customer, you know we love to chat...   

In less than 3 minutes we can help you decide if our service is for you. 

No sales, no pressure, no nonsense.

}


If you're already a customer, you know we love to chat...   

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