What is Critical Illness cover?

Your financial peace of mind starts here

In essence, Critical Illness cover is designed to make a payment should you be diagnosed with one of many “potentially” Critical Illnesses.

Examples of conditions which may be covered include:

    • Heart Attack
    • Cancer
    • Strokes

Frequently, cover is used to protect mortgages. Used in this way, should you, for example, suffer a Heart Attack, your mortgage may be repaid.

While some policies provide income, the majority provide a single lump sum payment. Usually, if you would need ongoing income following ill health/an accident, Income Protection is likely to better suit your needs.

Related News Articles:

A more detailed list of conditions commonly covered by insurers.

Do I need Critical Illness cover, or Income Protection


Click to see what Which? and Citizens Advice says about Critical Illness cover.

WhatsApp Enquiry