Flawed Income Protection…

We were asked to review an Income Protection policy to identify if it represented good value.  At first glance the premium was competitive, but small print revealed claims would only be payable for up to one year.  When we explained this to the customer,...

Occupation mis-represented…

A gentleman who works over 6 months of the year at sea in a moderately dangerous job  approached us to arrange Income Protection. Having spoken to many insurers, we were unable to find one that would consider cover.  The job wasn’t the issue, the issue was the...

Badly mis-sold…

Having made arrangements via another broker (no longer trading), a lady contacted us for help.  She’d been diagnosed with cancer and approached her insurer to discuss claiming on her Income Protection. IssueOn checking, the broker had actually arranged Critical...
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